Debt Counselling Is Not the End of the Road (or the World)
South African consumers are facing significant financial pressure amid a perfect storm of rising interest rates and inflation, driven by higher fuel, municipal tariffs, electricity, and insurance costs. In late May 2026, the Monetary Policy Committee (MPC) increased the repo rate by 25 basis points to 7% after three years of rate cuts. Consequently, commercial […]
Practical Habits for Building Long-Term Wealth
Many people associate wealth with high earnings, successful investments, or owning valuable assets. While these deliver a significant advantage, wealth is usually built much earlier in simpler ways by carefully managing income before it is spent. A person can earn well and remain financially vulnerable if expenses rise too quickly, debt is poorly managed, or […]